Although the economy is picking up, holiday firms can still fail, so ensure your money is safe with the following advice:- Pay by credit card – you’ll be protected for flights over £100 by the Consumer Credit Act 1974 if your supplier goes bust

dioxide emissions. 3. Be sparing with your water  If you fill your kettle up with just what's needed, you'll save water and power4. Look for 'A-rated' appliances  These are the most efficient tried-and-tested appliances5. Turn off the tap  Simply

1. Chalk drawings  Draw a large ‘frame’ on the driveway, give your child some coloured chalk and set them the task of making a mural. Suggest a few objects they can use as ‘stencil shapes’ – boards, plastic containers – for their Cubist masterpiece

If your child is having difficulty with reading, she may have a particular problem. Dyslexia affects 10 per cent of the population to varying degrees. Children with dyslexia find reading a slow and tiring chore, so it is hardly surprising

Here are some top tips on on how you can help your child:If you think your child is gifted or talented, discuss his abilities and needs with his teacher or headteacher. All schools should have or share a Leading Teacher for Gifted and Talented

Too much to do, too little time If everything is go, go, go in your house, then you need pets that don’t add to the general mayhem or add extra work to your already busy life. Fish, some reptiles and amphibians might be the right place to start

1 Find your energySuccess does not come knocking at the door. We all need to go out and find areas in which we can experience success. Finding something your child is good at builds confidence. Some children may not be good at the things they spend

in uniform black or white or a mix of contemporary and vintage) or a single large colourful board to pin pictures upon makes an effective and adaptable display. The real difficulty starts when you have to select your favourites for display. Involve each

. An important consideration when taking your baby swimming is that the water is warm enough. It needs to be at least 32ºC for babies of three months and under or weighing less than 5.5kg; and 30ºC plus for a baby beyond that. It’s horrible seeing your baby

.Talk about itGood listening skills are essential. Sit down and chat during the day, so it’s not odd to talk about your child’s worries.Look for tell-tale signsSome children won’t want to let on what they are afraid of, in case it worries you. Sleeplessness